Made by a merchant, for merchants

Accept payments, Issue Cards, Sell and Buy On Credit, Rewards


Contactless Payment

Accept payment in three steps using QR Code contactless payment. It’s fast and secure. Enjoy zero charges and no fees on payments received. You get 100% of what you earn.

Credit & Rewards

Sell to your customers on credit at zero risk to you. Your customers shop, MPay pays. Reward your customers with discounts, cashback, loyalty programs and other benefits with the Merchant Pay App.

Instant Settlement

Receive payments directly to your bank account at zero charges. Say goodbye to waiting an extra day to get the money you earned.

Merchant Pay Card

Take advantage of our contactless cards. Grow your brand identity by issuing branded payment cards for free.


Gain points when you spend. Enjoy up to 10% Cashback and exclusive memberships.

Fully Secured

Make secured payments. Your deposits are NDIC insured and warehoused in Providus Bank, a CBN licensed bank.

Zero Charges

Enjoy total freedom with the MPay card with zero charges on all transactions. It's totally free!

Modern payments for modern people

We have built an entire payment system for your business with customer retention and business growth. Enjoy instant settlement in your bank accounts without charges, Issue branded card to your customers, Offer discounts and sell your goods or services on credit with zero risk to your business.

Sign up here


Uloko Felix

Bright Light Schools

It's the branding and extra value it gives to our business for me with a unique experience.

Oghale Becky

Moneytree NG

MPay helps me in making sales and improving payment TAT. Its fast and easy.

Abiola Waheed

Ziko Pharmacy

Unlike conventional POS terminals, we get our money instantly and without charges.

Asked Question

Quick answers to common questions

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Contact Us

Any business who wishes to offer credit to customers at zero risk to them by accepting payment through our channels.

Any legitimate retail business operating in Nigeria, either offline or online.

Merchants can accept payment either online through our payment portal or offline using QR payments

Payments are settled directly and instantly into merchants bank account without charges

Simply download the app on your mobile device and complete the signup form. It's fast and easy!

Merchants can borrow up to one million Naira. Merchants can seel to their customer on credit while we pay. Merchants enjoy access to our wide network

You're In Good Company

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